Smart Investments USA
Business loans to
drive your success
Strengthen your business with financing options through smartinvestmentus.com
Quick, easy & simple funding for your business
Answer a few quick questions about your needs
Review your options all at once to find the best rate
Fuel your business with up to $3M in funding
Professional team
Small business loans to meet your needs
Financing options through Smart Investments USA can be used for virtually any business expense—from purchasing equipment to increasing inventory, consolidating business debt, buying or expanding a business, or paying for business real estate or rent.
We’ve got the answers to your questions
Smart Investments USA is a lending company the helps fund your needs on real estate and any business with a good rate and short disbursement period.
Our best lending program is the interest only loan program at the best available rate of 5.5% and up to 20 years loan duration.
Timing for receiving approved funding depends on many factors. The typical time to fund can be anywhere from 3-5 business days after approval process is done, complete all necessary verification steps, and receive final approval. Rapid funding is also dependent on your bank’s ability to quickly process the transaction.
Approval is based on the value of the property and the income strength of the borrower, you’ll typically need good identification, bank statements, etc. Exact requirements will depend on the lender.
With the exception to the Earnest Money, all loan expenses including origination fees, taxes, homewoners insurance, closing costs will be rolled on the loan proceeds. These fees will be added to the backend of the loan for repayment.
The only "out of pocket money" is the earnest money which is paid to the Closing Title agent involved with the company.